## Overview
OpenSky Finance is a time-based NFT lending protocol built on top of aave.com which integrates peer-to-pool and peer-to-peer loans. Lenders earn with 100% capital efficiency and borrowers can borrow instantly or flexibly with no price-based liquidation risk.
## Official links
## Defillama
## Audits
## Contracts
OpenSkyInterestRateStrategy 0x920CF8596371E695E780853A9faf79335Ce4DFBb